Many articles have been
written about the unintended consequences of Obamascare.[i]
Five million people, like me, have lost their insurance—which we liked. Millions have lost a good doctor—and I wish I
could have kept mine. Can you imagine the consternation of the cancer patients
who have lost their insurance coverage? They face months of doctor bills without
insurance, and they must navigate a questionable website.
The horror stories of
Obamascare are like Mt. Vesuvius—literally destroying millions of lives—and the
news media ignores the eruption. Will
they scream when their employer provided policies are cancelled next year?
Volunteer fire
departments’ futures hang in the balance because Obamascare says they must
provide insurance, but they cannot afford it.[ii]
Americorp teachers lose
their coverage…and it was government insurance.[iii]
Millions of unintended
consequences!
On the other side of
the equation, entrepreneurs are finding affordable and legal ways around
Obamascare. One interesting development
is concierge doctor services.
What an unexpected
“unintended” consequence! Doctors are fed up with government takeover and red
tape. So, they found this loophole in the law—they can provide services for
cash. No insurance claims to file! No
government red tape! No bureaucrats breathing down their neck! Less hassles—more
cold cash.
Can we say the magic
word? Competition! That has always been
the key ingredient in reducing the cost of anything. Economics 101!!! If you want
to reduce prices, then increase competition.
Now, doctors are being forced to compete with the government-controlled-medical-morass
monopoly.
Congress should
encourage this entrepreneurial spirit by passing a law that gives tax
incentives to doctors who form concierge services. Taking healthcare out of the hands of
government bureaucrats and putting it into the hands of individuals and their
doctors will increase competition and lower costs.
While they are at it,
Congress should increase competition between insurance companies by allowing
companies to sell across state line and allowing policies to be portable. Increasing
competition between insurance companies would make healthcare more affordable.
Another way to increase
competition in health insurance is to encourage more people to start a Health
Savings Account. First, allow
everyone—even those with low deductibles—to open a HSA. Second, make the HSA
like a Roth IRA that is tax free and can be handed down tax free to other
family members. Third, allow a $10 million limit—even for those rich enough to
self-fund their healthcare in one year.
Fourth, allow all medical expenses to be tax deductible through the HSA—even
alternative treatments and preventative measures like vitamins—any treatment
that a doctor and patient agree upon. These simple measures would cause the
insurance company to compete for every healthcare dollar.
[Examine the above idea
closely. Many people advocate HSAs with high deductibles. Many of the current HSAs have restrictions
that discourage their use. But a HSA that has no deductible and is more like
the Roth IRA would benefit every American.
Very few have considered this…it is pass time to support it!]
Increase competition
between doctors. I have a niece who wanted to be a doctor. She was extremely
smart and had the grades to prove it, yet she could not get into a medical
school. She tried for ten years, but finally gave up, discouraged. Yet, the government allows “underqualified”
doctors to come into this country from a thousand foreign countries. Medical
colleges deliberately keep the number of doctors low in order to keep their pay
checks up. Increase the competition! The
government should remove the tax favors and government funds to medical schools
that reject any student who is qualified and able to pass their rigorous
programs. Give American students a
chance to replace foreign-trained doctors.
Congress should
increase competition by limiting the amount of medical malpractice
lawsuits. Yes, people whose lives have
been messed up or destroyed deserve compensation. But the lawyers should not walk away with
millions while the injured party walks away with pennies. Limit the amount to
$5 million with the lawyers getting 10%. Plus make the guilty doctors and
hospitals provide or pay for all the medical expenses needed for the patient
they harmed. Make the solution simple
and fair. Increase the competition and medical costs will plummet.
Increase the
competition between the research and development companies. I know it is
expensive to develop a new drug.
Increase the competition! Allow
individuals or small companies tax incentives for developing new drugs or
cures.
Streamline the
government red tape in getting new drugs approved. Remove the payback schemes between government
officials and companies. Increase the
competition!
No doubt, hundreds of
great ideas exist that would increase competition. Ideas from doctors! Ideas
from insurance agents! Ideas from medical companies! Ideas from research companies!
Ideas from common sense Americans![iv]
Why are not the
Republican exploring, exploiting, and exclaiming those ideas? Instead, these
meat-head morons want to “revamp” and “republicanize” Obamascare. What idiots!
The reason that Obama
was successful in selling this huge megalomaniacal medical madness is that when
the Republicans were in power and had a real opportunity to make common sense
changes to the law, they simply sat on their royal derrieres and increased
government programs and inflated the federal debt. What idiots!
Beam me up, Scotty!
Increase the
competition! If members of Congress refuse common sense reforms, then vote the
lying, lunatic liberals out!
Conservatives do have a
plan that is simple and workable. We will organize and educate using the
internet. We will find truly conservative candidates—local, state, and federal.
We will commit our money to getting these conservatives elected. We will not quit until every liberal and then
every Rhino is replaced by common sense conservatives.
We the People must, can, and
will reclaim our liberties!
No comments:
Post a Comment
Note: Only a member of this blog may post a comment.